Risk Assessment
Score every customer against jurisdiction, sector, ownership and behaviour — with a rationale you can defend in an inspection.
A rating you can’t explain is a rating you can’t defend.
Static, one-time risk scores go stale the day they’re written. And when the examiner asks why a customer is “low risk”, a number without reasoning is no answer at all.
One model, every risk factor.
Multi-factor scoring
Jurisdiction, sector, products, channels, ownership and behaviour, weighted in one model.
Dynamic reassessment
Scores move when the facts move: new transactions, new owners, new alerts.
Configurable weighting
Aligned to your own business risk assessment and the National Risk Assessment.
Auditable rationale
Every score carries its reasons, ready for review.
From profile to proportionate action.
Profile
Assemble the customer’s full risk-relevant picture.
Score
Apply the weighted model, with the rationale recorded.
Reassess
Recalculate as facts change, not on an annual clock.
Act
Route to CDD, EDD or escalation according to the score.
Ratings that hold up.
Defensible decisions
Every rating is explainable, to your board and your regulator.
Proportionate effort
Enhanced diligence where risk justifies it, efficiency where it doesn’t.
A live picture
Exposure across the whole customer base, current as of today.
Assessment mapped to UAE AML law and FATF standards.
The risk-based obligations your framework already requires — turned into a working, documented instrument.